Will BAC stock recover?

BAC is down 21.6% from its 3-month high and 21.6% from its 52-week high. Nobody can know whether it will climb back. Even so, the stock's own history provides helpful context.

The list below details BAC's past drops of 20% or more. It shows how deep each drop went and how long the comeback took.

The chart below tracks BAC's daily closing price from April 29, 2026 to Oct. 23, 2026. The stock fell 3.4% over that stretch, moving from $52.34 to $50.56. It reached a high of $64.48 on Aug. 12, 2026 and a low of $49.26 on May 15, 2026. Red circles mark weeks when insiders sold shares on the open market. Only 1 week had sales, with larger circles showing larger dollar amounts. No green diamonds appear because no insider bought shares on the open market during this period.

BAC's past 20%+ drops and recoveries

The table below shows BAC's past 20%+ drops and how the stock recovered from them.

Also worth knowing about BAC

Live BAC data, updated every 30 minutes: BAC insider trades, ownership and filings →

What would change the picture for BAC

These are specific dates, filings and price levels to track. None of them serves as a forecast.

• Keep an eye on the Jan. 15, 2027 earnings release, 82 days away. Bank OF America Corp topped estimates in 3 of the last 4 quarters, averaging a +3.2% surprise. A miss would break that run.
• No insider bought shares on the open market in 90 days. An open-market buy by an executive or director would be the first in at least three months. It would appear on SEC Form 4 within two business days.
• Watch these price levels. A close above $64.48 would set a new 52-week high, 27.5% above the latest close of $50.56. A close below $46.24 would mark a new 52-week low, 8.5% below it.
• Revenue rose 9.7% year over year in the quarter ending Jun 2026, pointing to a steady trend. With a P/E of 11.6, a growth slowdown would matter more than it would at a lower multiple.
• Dilution risk is low for now. Filing a new shelf registration (S-3) or a prospectus supplement (424B) for an offering would increase that risk.

How BAC compares with its peers

Over the past month, BAC ranks 6 of 6 in this group with a loss of -9.8%. WFC performed best at +0.3%, while BAC was the weakest performer at -9.8%.

BAC trades at a P/E of 11.6, sitting below the peer median of 14.2. Investors are paying less for each dollar of its earnings.

BAC history: what happened after similar moves

Since 2023, BAC fell 9.8% or more in a month 5 times (separate episodes, not counting the current one). Three months later it was higher in 5 of 5 cases; the median change was +13.0%.

Past moves don't predict the next one; they show how volatile the stock has been.

Questions people also ask

When does Bank OF America Corp report earnings next?

Bank OF America Corp reports earnings next on Jan. 15, 2027, which is 82 days away. The company topped average estimates in 3 of its last 4 reports.

Are BAC insiders buying or selling?

No Bank OF America Corp insider bought or sold BAC on the open market in the last 90 days, according to SEC Form 4 filings.

Who is the largest shareholder of BAC?

BlackRock Inc. reported the largest BAC holding at $31.1 billion among managers filing Form 13F. In total, 3604 institutions reported holding BAC for Q2 2026.

Is Bank OF America Corp issuing new shares?

Dilution risk reads low at 0/100 as the share count fell 5.6% in a year. That score is based on 2 offering-related filing(s) in 12 months.

Is Bank OF America Corp profitable?

Yes. Bank OF America Corp generated $121.1 billion of revenue over the last 12 months. It earned a net margin of 27.8% and trades at a P/E of 11.6.

Does BAC pay a dividend?

Yes: $1.12 per share over the last 12 months, about 2.22% at today's price.

Dates to watch for BAC

Insider trades can come any day: they must be filed on Form 4 within two business days.

Key terms on this page

P/E ratio

Price divided by the last 12 months of earnings per share. A P/E of 20 means investors pay $20 for each $1 of yearly profit. It is only defined when the company is profitable.

Form 4

The SEC form a company's officers, directors and 10% owners must file within two business days of buying or selling its stock.

Open-market trade

A purchase or sale on the exchange at the market price, paid with the insider's own money (code P or S on Form 4), as opposed to option exercises, grants or gifts.

Form 13F

A quarterly SEC report listing the U.S. stock holdings of every investment manager with more than $100 million. It is due 45 days after each quarter ends, so it shows positions with a delay.

Dilution

When a company issues new shares, each existing share owns a smaller piece of the company. Common sources: stock offerings, convertible debt and large stock-based pay.

52-week high / low

The highest and lowest daily closing price over the past year (about 252 trading days).

EPS and earnings surprise

Earnings per share is profit divided by shares. The surprise is how far the reported number came in above or below the analysts' average estimate.

Where these numbers come from

Every number on this page is computed from the data when the page is refreshed (usually daily); nothing is typed in by hand. This is information, not investment advice.

• Price: daily closing prices through Oct. 23, 2026; changes use 5, 21 and 63 trading days; the 52-week range uses the last 252 closes.
• Insider trade figures reflect SEC Form 4 filings from the last 90 days. They count only open-market purchases (code P) and sales (code S). The data omits option exercises, grants, gifts and filings with reporting errors.
• Earnings dates and projections come from a market-data calendar. The comparison reviews reported versus expected EPS over the last 4 quarters.
• Valuation and growth metrics pull revenue, earnings, margins and share counts from SEC filings (XBRL data, latest quarter Jun 2026). The P/E and price/sales ratios use the latest close.
• Fund ownership: SEC Form 13F filings for Q2 2026.
• The dilution score ranges from 0-100. It tracks two years of share-count changes and offering-related SEC filings, including shelf registrations, prospectus supplements and convertible notes.
• History: 21-trading-day moves over about three years of daily closes, counted once per episode.