Is BAC stock overvalued?

"Overvalued" is partly a matter of opinion, but the yardsticks investors use are standard. These are the numbers investors usually compare. Whether a stock is overvalued depends on what you expect next.

Below, we lay out BAC's valuation and growth numbers. We compare them with similar companies and show how analysts see the stock.

The chart below tracks BAC's daily closing price from April 29, 2026 to Oct. 23, 2026. Over that stretch it is down 3.4%, from $52.34 to $50.56, with a high of $64.48 on Aug. 12, 2026 and a low of $49.26 on May 15, 2026. Each red circle marks a week in which company insiders sold shares on the open market (1 week in this period; bigger circles mean more money). There are no green diamonds: no insider bought on the open market in this window.

BAC valuation and growth numbers

The table below shows BAC valuation and growth numbers. EPS growth (yoy) is the highest at +28.0%, while PEG is the lowest at +0.42%.

Also worth knowing about BAC

Live BAC data, updated every 30 minutes: BAC insider trades, ownership and filings →

What would change the picture for BAC

These are the specific events and levels to watch. None of them is a prediction.

• The Jan. 15, 2027 earnings report is 82 days away. Bank OF America Corp beat estimates in 3 of the last 4 quarters, with an average surprise of +3.2%. A miss would break that pattern.
• An open-market purchase by an insider at Bank OF America Corp has not happened in 90 days. Form 4 filings would show one within two business days of the trade.
• Price levels: a close above $64.48 would set a new 52-week high, 27.5% above the latest close of $50.56. A close below $46.24 would set a new 52-week low, 8.5% below that level.
• Growth: revenue rose 9.7% year over year in the quarter ending Jun 2026, and the trend is steady. At a P/E of 11.6, a slowdown would matter more than at a lower multiple.
• New shares: dilution risk is low now. A new shelf registration (S-3) or prospectus supplement (424B) for an offering would raise that risk.

How BAC compares with its peers

Over the past month, BAC ranks 6 of 6 in this group at -9.8%. WFC was the best at +0.3%, and BAC was the weakest at -9.8%.

BAC's P/E of 11.6 is below the peers' median of 14.2. Investors pay less for each dollar of its profit.

BAC history: what happened after similar moves

Since 2023, BAC fell 9.8% or more in a month 5 times (separate episodes, not counting the current one). Three months later it was higher in 5 of 5 cases; the median change was +13.0%.

Past moves don't predict the next one; they show how volatile the stock has been.

Questions people also ask

What is BAC's 52-week high and low?

Over the past year, BAC closed as high as $64.48 and as low as $46.24. At $50.56 on Oct. 23, 2026, the stock is down 21.6% from the high and 9.3% above the low. More →

When does Bank OF America Corp report earnings next?

The next report comes on Jan. 15, 2027, 82 days from now. Bank OF America Corp beat the average estimate in 3 of its last 4 reports.

Does BAC pay a dividend?

Yes: $1.12 per share over the last 12 months, about 2.22% at today's price.

Are BAC insiders buying or selling?

No Bank OF America Corp insider bought or sold BAC on the open market in the last 90 days. That is according to SEC Form 4 filings.

Is Bank OF America Corp issuing new shares?

Dilution risk reads low (0/100), and the share count fell 5.6% in a year. That is based on 2 offering-related filing(s) in 12 months.

Who is the largest shareholder of BAC?

Among investment managers that file Form 13F, BlackRock Inc. reported the largest BAC position at $31.1 billion. 3604 institutions reported holding BAC for Q2 2026.

Dates to watch for BAC

Insider trades can come any day: they must be filed on Form 4 within two business days.

Key terms on this page

P/E ratio

Price divided by the last 12 months of earnings per share. A P/E of 20 means investors pay $20 for each $1 of yearly profit. It is only defined when the company is profitable.

Price-to-sales

Market value divided by the last 12 months of revenue. Useful for companies with little or no profit, but it ignores margins.

Form 4

The SEC form a company's officers, directors and 10% owners must file within two business days of buying or selling its stock.

Open-market trade

A purchase or sale on the exchange at the market price, paid with the insider's own money (code P or S on Form 4), as opposed to option exercises, grants or gifts.

Form 13F

A quarterly SEC report listing the U.S. stock holdings of every investment manager with more than $100 million. It is due 45 days after each quarter ends, so it shows positions with a delay.

Dilution

When a company issues new shares, each existing share owns a smaller piece of the company. Common sources: stock offerings, convertible debt and large stock-based pay.

52-week high / low

The highest and lowest daily closing price over the past year (about 252 trading days).

Where these numbers come from

Every number on this page is computed from the data when the page is refreshed (usually daily); nothing is typed in by hand. This is information, not investment advice.

• Price: daily closing prices run through Oct. 23, 2026. Changes use 5, 21 and 63 trading days. The 52-week range uses the last 252 closes.
• Insider trades: SEC Form 4 filings for the last 90 days count only open-market purchases (code P) and sales (code S). Option exercises, grants, gifts and filings with data errors are left out.
• Earnings dates and estimates come from a market-data calendar. The data covers reported versus expected EPS for the last 4 quarters.
• Valuation and growth figures come from the company's SEC filings, using XBRL data for the latest quarter ending Jun 2026. They cover revenue, earnings, margins and share counts. P/E and price/sales use the latest close.
• Fund ownership: SEC Form 13F filings for Q2 2026.
• Dilution: this covers share-count changes and offering-related SEC filings, such as shelf registrations, prospectus supplements and convertible notes, over two years. The score runs 0-100.
• History: 21-trading-day moves over about three years of daily closes, counted once per episode.