BAC stock forecast and price prediction: what the data shows

Price targets are educated guesses, but the inputs behind them are public. CapitalSnitch does not publish price targets or predictions.

Below are the four that matter most for BAC: what analysts think and the next earnings report. The list also covers how Bank OF America Corp has done against estimates and how much the stock has swung in the past.

The chart below tracks BAC's daily closing price from April 29, 2026 to Oct. 23, 2026. Over that stretch it is down 3.4%, from $52.34 to $50.56, with a high of $64.48 on Aug. 12, 2026 and a low of $49.26 on May 15, 2026. Each red circle marks a week in which company insiders sold shares on the open market (1 week in this period; bigger circles mean more money). There are no green diamonds: no insider bought on the open market in this window.

BAC earnings track record

Bank OF America Corp beat the analyst estimate in 3 of the last 4 quarters.

The table below shows BAC's earnings track record. March 31, 2026 posted the highest surprise at +8.6%. Sept. 30, 2026 posted the lowest at -3.1%.

Next BAC earnings

The next report is expected on Jan. 15, 2027, 82 days from now.

How much BAC has swung before

Over the last three years, BAC had 2 drops of 20% or more from a high. The deepest was down 27.5%.

Also worth knowing about BAC

Live BAC data, updated every 30 minutes: BAC insider trades, ownership and filings →

What would change the picture for BAC

These are the specific events and levels to watch. None of them is a prediction.

• The Jan. 15, 2027 earnings report is 82 days away. Bank OF America Corp beat estimates in 3 of the last 4 quarters, with an average surprise of +3.2%. A miss would break that pattern.
• An open-market purchase by an insider at Bank OF America Corp would show up in Form 4 filings within two business days. There has been none in 90 days.
• Price levels: a close above $64.48 would be a new 52-week high, 27.5% above the latest close of $50.56. A close below $46.24 would be a new 52-week low, 8.5% below it.
• Growth: revenue rose 9.7% year over year in the quarter ending Jun 2026, a steady trend. At a P/E of 11.6, a slowdown would matter more than at a lower multiple.
• New shares: dilution risk is low now. A new shelf registration (S-3) or a prospectus supplement (424B) for an offering would raise it.

How BAC compares with its peers

Over the past month, BAC ranks 6 of 6 in this group at -9.8%. WFC was best at +0.3%, and BAC was weakest at -9.8%.

BAC's P/E of 11.6 is below the peers' median of 14.2. Investors pay less for each dollar of its profit.

BAC history: what happened after similar moves

Since 2023, BAC fell 9.8% or more in a month 5 times (separate episodes, not counting the current one). Three months later it was higher in 5 of 5 cases; the median change was +13.0%.

Past moves don't predict the next one; they show how volatile the stock has been.

Questions people also ask

What is BAC's 52-week high and low?

Over the past year, BAC closed as high as $64.48 and as low as $46.24. At $50.56 on Oct. 23, 2026, it is down 21.6% from the high and 9.3% above the low. More →

When does Bank OF America Corp report earnings next?

The next report is expected on Jan. 15, 2027, 82 days from now. Bank OF America Corp beat the average estimate in 3 of its last 4 reports.

Is Bank OF America Corp profitable?

Yes. Bank OF America Corp had $121.1 billion of revenue over the last 12 months. Its net margin was 27.8% and its P/E was 11.6.

Does BAC pay a dividend?

Yes: $1.12 per share over the last 12 months, about 2.22% at today's price.

Is Bank OF America Corp issuing new shares?

Dilution risk reads low (0/100), and the share count fell 5.6% in a year. That is based on 2 offering-related filing(s) in 12 months.

Are BAC insiders buying or selling?

No Bank OF America Corp insider bought or sold BAC on the open market in the last 90 days. That is according to SEC Form 4 filings.

Dates to watch for BAC

Insider trades can come any day: they must be filed on Form 4 within two business days.

Key terms on this page

P/E ratio

Price divided by the last 12 months of earnings per share. A P/E of 20 means investors pay $20 for each $1 of yearly profit. It is only defined when the company is profitable.

Form 4

The SEC form a company's officers, directors and 10% owners must file within two business days of buying or selling its stock.

Open-market trade

A purchase or sale on the exchange at the market price, paid with the insider's own money (code P or S on Form 4), as opposed to option exercises, grants or gifts.

Dilution

When a company issues new shares, each existing share owns a smaller piece of the company. Common sources: stock offerings, convertible debt and large stock-based pay.

52-week high / low

The highest and lowest daily closing price over the past year (about 252 trading days).

EPS and earnings surprise

Earnings per share is profit divided by shares. The surprise is how far the reported number came in above or below the analysts' average estimate.

Drawdown

A fall from a previous peak to the lowest point before the price climbed back to that peak.

Where these numbers come from

Every number on this page is computed from the data when the page is refreshed (usually daily); nothing is typed in by hand. This is information, not investment advice.

• Price: daily closing prices run through Oct. 23, 2026. Changes use 5, 21 and 63 trading days. The 52-week range uses the last 252 closes.
• Insider trades: SEC Form 4 filings for the last 90 days. Only open-market purchases (code P) and sales (code S) count. Option exercises, grants, gifts and filings with data errors are left out.
• Earnings dates and estimates come from a market-data calendar. The data covers reported versus expected EPS for the last 4 quarters.
• Valuation and growth data come from the company's SEC filings (XBRL data, latest quarter Jun 2026). P/E and price/sales use the latest close.
• Fund ownership: SEC Form 13F filings for Q2 2026.
• Dilution: share-count changes and offering-related SEC filings over two years, scored 0-100. The filings include shelf registrations, prospectus supplements and convertible notes.
• History: 21-trading-day moves over about three years of daily closes, counted once per episode.